Immobilien Vermieten

In my, over 15 years, as a Real Estate Licensed Salesperson, in the State of New York, I have often witnessed, homeowners, considering selling their homes, and considering, hiring the real estate agent, who might, best serve and represent, their needs, and requirements, who, were overly influenced, by someone’s suggested, listing price! Instead of focusing on what it might sell, for, they often, seemed to fail, to realize, there is a big difference, between a proposed, initial price (offered, and listed – at), and the final price, of the SALE! With that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, using the mnemonic approach, what this means and represents, and, why it’s relevant and important, to the home – seller.

1. Strengths; selling; system; solutions; strategy: Sometimes, an initial listing price, is a well – considered, strategic move, based on something, specific to the property, or current real estate market! How does this particular house, compare, to its actual competition, in the specific area, and home – style/ size? How might one best market and represent it, in order to maximize the impact the strengths, while minimizing and addressing, areas of weakness! Is there a well – considered, system, which thoroughly examines these details? The strategy must focus on the final solutions, and achieving, the best possible price, in the shortest period of time, with a minimum of hassle!

2. Attitude; aptitude; attention; actions; astute: Hire an agent, with a positive, can – do, attitude, and the well – developed, aptitude, and skill – set, which will best serve you, and your needs, goals, and personal priorities! He must exhibit astute behavior and foresight, while paying keen attention, to the bigger – picture, and proactively, take the right actions, which create meaningful positive results!

3. Listen; learn; lessons: If a homeowner is capable of learning the lessons, from those, who previously, went through, this, often – stressful, process, and period, there are fewer surprises! Hire an agent who will listen to your specific situation, learn from you, and his experience, and proceed, in the best way, for you!

4. Entire; emphasis; empathy; efforts; endurance; excellence: You need someone, who looks at the bigger, entire picture, and focuses, on getting you, the finest price, and terms, for your personal situation! When he proceeds, with the utmost degree of genuine empathy, and places his emphasis, accordingly, while using his best efforts, the homeowner benefits! Since, there are often, many obstacles, and challenges, throughout the process, the finest agent, proceeds with endurance, to persist, when others, give – up! Never settle for good – enough, but he must demand his utmost degree of personal excellence, consistently, and always!

It’s not the price, it’s listed for, but the amount of the final SALE! Since, for most people, the value of their house, represents, their single – biggest, financial asset, doesn’t that make sense?

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Richard Brody

First impressions have a major impact on potential buyers. It’s for this reason that a good realtor will walk through your home to suggest the proper repairs and upgrades to best compliment your home and sell it fast. With your realtor, you will imagine what a potential buyer will see when they approach your house and walk through each room. Your realtor will know what potential buyers in your neighborhood and price range are looking at and what will help you sell your unique home and play up its features. Here is a generic list that will help you get started.

1.) Night Lights

A lot of people aren’t aware that potential home buyers often drive by your house at night. If you don’t have adequate lighting to highlight your home’s features, invest in a new porch light and some ground lighting to highlight your walkway or features in your landscaping.

2.) Curb Appeal

Elevate your curb appeal by cleaning your yard, mowing and edging your lawn, and trimming any shrubs you have. Fix any first impressions that may catch buyer’s eyes such as cracks in concrete, weeds, broken porch posts, ugly doors, and any clutter that may be stored in front of your home. Also, if you have a mailbox, be sure it’s charming and that your doorbell works well and makes a pleasant, audible from the outside sound.

3.) Prep Inside

The first step to preparing your home for sale is to remove any unnecessary items from the home so they can imagine their own things in it. Less is more when it comes to furniture and decor. Leave the bare minimum for furniture to depict how large the space is, and then include decor only where you want features highlighted or the eye drawn. An expert tip is to remove all but 1/3 of your closet contents and get matching hangers. Be sure to replace or shampoo all carpets in the home. Apply special attention to staging the bathrooms with a fresh roll of toilet paper (V.I.P folded, over not under, and pointed down in the shape of a triangle), brand new hand soap, new guest towels, and a clean looking shower curtain. Dress beds with attractive, cohesive bed sets.

4.) Make All Small and Inexpensive Repairs

Buyers will look at all functioning items of the home and tally even the smallest repairs. Be sure to repair all leaking faucets, defective or squeaky doors, light bulbs and fans, freshly caulk bathtubs and showers if necessary, replace filters, inspect and clean the hot water heater, and make appliances as presentable as possible. You can even include a sheet of paper attached to appliances explaining their desirable features or share with potential buyers your average electric bills and other home expenses specific to your property.

5.) Appeal To Their Senses During Open Houses

Having all the lights on, blinds open, a candle lit and fresh cookies (preferably freshly baked for the scent) will appeal to buyer’s senses and make them feel at home already. Remove all pet belongings, including bowls and food. Empty trash cans & close toilet lids.

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Shane Nguyen

The transfer tax and stamp duty are fees that are attached to your cost when you are involved in a transaction for houses for sale in Jamaica is usually at a percentage value of the land. Normally the value is in line with the sale price.

The transfer act states that transfer tax is 7.5%. There is a relief an amount of $10,000.00 relief where the value of the land is $150,000.00 or less. The type of home does not matter. It is usually a misconception that Jamaica beachfront houses for sale attract a much higher transfer. This is simply not true. However there are some exemptions to these Jamaican property taxes.

Exemptions

1. Transfers of property by Jamaican Government and Local Authorities.

2. Transfers to government or Local Authorities of Jamaican land for purposes such as roadways and other reservations in sub-divisions.

3. Transfers by way of gifts to approved institutions of property to be used exclusively for charitable purposes.

4. The Principal place of dwelling of spouses (Joint Tenancy or Tenancy in Common) In the event of death only.

Stamp Duty – Payment of Stamp Duty is governed by the Stamp Duty Act. The stamp duty payable on land is approximately 5.5% of the full value of the land/dwelling.

Certification of title:

Once a property is registered it is given identification by way of Volume and Folio numbers in the Register Book of Titles. The original Title is kept at the Office of Titles and entries are made thereon whenever something affecting any interest in the land is brought to the attention of the Registrar of Titles. For example, a transfer, a mortgage, death of a part owner, grants of easement and so on. This is standard for all houses for sale in Jamaica.

The land owner gets the duplicate Certificate of Title on Registration. Duplicate Certificate of Title has to be submitted to the Registrar for endorsement of all transactions affecting the land.

The Conveyance or Transfer of Houses In Jamaica For Sale Exercise

This normally begins either between seller (vendor) and buyer (purchaser) or between either one of the aforementioned parties and a Jamaica real estate dealer or Jamaica property agent. Purchaser or an attorney should inspect the Duplicate Certificate of Title. This is vital as some homes in Jamaica for sale come without sale agreements and hence no transfer might have taken place. A title proves exactly who the owner of the land is.

The usual form of Purchase and Sale Agreement sets out inter alia:-

(1) The legal names, registered address and gainful occupation of the contracting parties.

(2) Full description of the house in Jamaica for sale – including size or actual dimensions, registered location, and the identifying folio and volume numbers of the Certificate of Title, in the case of both registered Jamaican buildings and land. In the case of land with a Common Law Title, the size, description, boundaries and other relevant details.

(3) Purchase Price – in words and figures to avoid mistakes and misunderstandings.

(4) Completion – the effective date when the final payment for transaction is anticipated to be collected and the full sale completed, that is, transfer effected, cheque and titles exchanged.

(5) Cost of transfer – unless otherwise agreed, this usually states that each party should bear half the cost of Stamp Duty, Registration Fee and Attorneys Costs.

Payment of Jamaica real estate agents commission – paid on the Completion of the transfer of title and the closing of the transaction.

Fees on sale and purchase of land

1. Transfer tax – 7.5% of market value (Vendor only)

2. Stamp duty – approximately 5.5% of Market Value

3. Registration fee – Approximately 2% of Market Value (or $2.00 per 1,000)

4. Attorney’s costs – As per Scale – Jamaican Bar Association (effective 1st June 1991)

5. Surveyors Identification Fees:

(i) Values up to $500,000.00 = $1,500.00, thereafter, 0.1% up to 1 million, thereafter, $1,000 per million. Plus Research and Title fee/charge of $400.00.

(ii) Properties in excess of 1 acre or Irregular Boundaries a traversing fee is added. Fee depends on length of traverse.

(iii) If land is outside the corporate area $6.00 per mile.

6. Valuation Fees:

Kingston Jamaica Corporate Area

Corporate Area: Cost $3.00 per 1000 of the market value and $150.00 for travelling and incidental expenses. Minimum fee of $1,000.00 plus travelling and incidentals $1,150.00

Outside Corporate Area – (Beyond 15 miles from Kingston Jamaica) 3.50 per 1,000 of the market value plus travelling @ $3.50 per mile minimum fee of $1,500.00 plus travelling.

7. Mortgage Costs: (Building Societies)

(1) 1% application fee (Saver)

(2) 2% application fee (non Saver)

(3) Life Insurance – amount differs according to age.

NB. No longer will Compulsory Society take an assignment of Existing Policy.

(4) Mortgage Indemnity: 7% of sum being Insured applies when Mortgage in excess of the standard two thirds – 90% Mortgage.

(5) Stamp duty on Mortgage

(6) Registration Fees on the Mortgage

(7) Attorneys Costs

(8) Valuation Fee

(9) Surveyors Identification

(10) First Month Mortgage Payment

Mortgages: – $1.00 per 200 x 25% or 0.65%

These outline all the costs associated with buying houses for sale in Jamaica. It is important that both the vendor and purchaser understand the fees associated with this Jamaica real estate transaction.

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Colin Scott

The worst fear of every house owner is to see the windows of their home broken in the middle of the night. In other words, your worst nightmare is to witness burglars breaking into your house. No one will want to allow a stranger get into their house, especially in their absence. While the alarm systems can’t prevent burglars from getting into your house, you can use them to work as a deterrent. They will give you an instant response.

If you have been looking for a home security system, you may have to choose from a variety of security systems. Given below are 5 tips that can help you to find and choose the right system for your needs.

1. Immediate Response

Usually, it’s a good idea to go for a home alarm system that comes with an instant response feature. All other systems are of no use, if you ask experts. As a matter of fact, the security team should be ready to help you at all times. Keep in mind that home security systems should send a notification to the team as soon as someone breaks into a house.

You will also get an alert on your phone. So, you can also take the right action no matter where you are in the city. You can get back to your house right away to ask for help.

2. Customer Reviews

Customer reviews carry a lot of importance as far as choosing the right alarm system is concerned. You should go online to read customer reviews and choose a system that has the highest number of positive reviews. As a matter of fact, this is the best way to buy any product under the sun.

3. Additional Features

When buying a home alarm system, we suggest that you go for something that will offer additional protection. In simple words, you need a security system that will give you protection from severe storms, tornadoes, carbon monoxide and fires, just to name a few.

Best security packages work with wireless technology. They will alert you if someone makes changes in your house. For instance, if the smoke detector gets turned off, you will get a notification on your smartphone right away.

4. Features

When buying a product, you may be tempted by tons of options. Most systems come with tons of options, but keep in mind that the final decision is on you. What you need to do is consider every single option. If you don’t need some features in a product, just go for a product that doesn’t have those features. This will bring the price down.

5. Your budget

Lastly, make sure you opt for a home security system that won’t cost you more than the budget you have set. However, if you want to go for the best product out there, we suggest that you have a bigger budget, as high-end items usually come with the highest price tag.

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Shalini Madhav

A Short Sale is when the mortgage lender agrees to settle with a discounted payoff that is less than the balance owed on the loan to consummate a sale of the property and stop foreclosure. By taking this avenue, it will help the lender receive more of the loan balance and less hefty fees compared to a foreclosure process. The homeowner will also maintain a better level of credit. Certain criteria must be met to qualify for a short sale. Provision of economic hardship & evidence of zero equity in the property must be submitted by the homeowner to the mortgage lender. It is an extremely complex transaction, so be sure to select an experienced professional who is very knowledgeable in this field.

6 Differences Between a Short Sale and a Foreclosure

1. Credit Score

A short sale lowers your credit as little as 50 points for 12 to 18 months. While Foreclosure lowers it at a minimum of 250 points for three years or longer. Without the ability to repair your credit after a foreclosure, it may affect your ability to be gainfully employed or find housing.

2. Credit History

A short sale is reported paid in full and does not show on a credit report. A foreclosure will be on your credit history for 10 years or more as public records.

3. Waiting period to buy another home

If you can stop your foreclosure, you can get loans with reasonable interest rates within two years. With a foreclosure, you may wait 24-72 months.

4. Cost & Length of Time

Short sales are typically faster and less costly than foreclosure and it saves you a lot of embarrassment and shame that is associated with foreclosure. Foreclosure puts you at risk of being sued by your lender, dragging out this painful experience longer. Foreclosure also causes the homes of your neighbors to go down in value.

5. Future loans

With most lenders, a short sale does not need to be declared on a standard loan application, while a foreclosure will, therefore, skyrocketing your interest rates. Know that you may experience this reminder every time you need a loan for the rest of your life.

6. Sale of property

A short sale is a consent agreement between seller and lender while a foreclosure is a forced action upon the seller by the lender.

Many unfortunate homeowners find themselves caught up in a dilemma due to a poor local and nationwide real estate market or financial hardship. Homeowners are unable to refinance or modify their mortgage loan. Restore your dignity and peace of mind. Enjoy not only forgiveness, but some banks offer cash or other compensation to the homeowners who cooperate in this short sale process. Real estate firms that specialize in these types of transactions have the necessary experience and solution to eliminate your mortgage debt problems and provide you with the free lifestyle you long for. Time is of the essence so call an agency right away to have your questions answered. Make the best decision of your life and stop your foreclosure proceedings.

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Ivy Brooks

You may be of the opinion that you don’t need a real estate agent and that using one will add to the cost of buying your new home.

The fact is that a real estate agent’s fees are typically paid by the seller of the home. So, as a buyer, you can get the services of a professional real estate agent without having to directly pay for it. Please confirm this in any paperwork or contracts that a real estate agent may provide because policies vary greatly by state and company. Be sure to ask about fees when you interview agents.

Most of these agents may work with buyers and sellers but often they specialize in working with one or the other. Make sure the agent that you choose has experience working with buyers and with no down payment transactions.

Be careful if you are speaking with a real estate agent and they don’t seem to recognize terms like „Down Payment Assistance Program“.

Start making a list of possible real estate agents to interview with referrals from your lender, friends and family.

A referral from the lender is great because you get the services from people that have worked together in the past and are already familiar with each other’s systems. This can help prevent any last minute surprises or obstacles.

Questions to ask while you are interviewing an agent:

Please explain your fees.

Are you familiar with any no down payment financing programs?

Have you been involved with no down payment buyers in the past?

Would you mind providing sample contracts so I may review them?

Does it clearly state in the contract who will be paying your fees?

How long have you been a real estate agent?

Do you mostly work with buyers or sellers?

I’m looking for a home in the areas of ______. How familiar are you with those areas?

What specific steps would you take to help me find the home I am looking for?

You should also try to get an idea of these factors while you are speaking with the agent.

– Does this person have good negotiating skills?

– Do you feel this agent is trying to understand your situation so that they can properly represent you to sellers?

– How much knowledge does the agent have about mortgage markets?

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Alex Fir

Many real estate agents begin and sometimes sadly end their careers without a plan. And as the saying goes, failing to plan is as good as planning to fail.

Sure, some do the usual and expected things to cultivate new business, like mailing letters and post cards to friends and relatives, phoning acquaintances, and giving out business cards to any and everybody they meet.

Heck, some are courageous enough to „cold call“ prospects, the most

dreaded of all tasks! And while all of these activities are good things to do, they don’t necessarily translate into new business opportunities – now or later!

And while these may be good strategies you need more. But instead of working harder why not work smarter?

The most successful Realtors and Real Estate Agents have „lead

generating systems.“ Some Farm Expired Listings for huge profits.

A good listing system can:

jump start new or average real estate sales career; bring in real estate listings on a regular basis; week after week

generate prospective buyers and sellers; give you marketing exposure in months rather than years; and position you to know the best real estate investment buys

Personally, I love Expired Listing Systems and their laser beam like focus on warm, responsive sellers. Sellers that are typically still Realtor friendly, eager to sell and will do what it takes to get their properties sold.

Owners of expired listings are motivated for many reasons; double mortgages, vacant properties, terrible tenants, recently married and combining households, recently divorced and liquidating real estate assets, and on and on.

Plus, they have gone through a listing cycle and may be anxious to get on with their lives. But, as you know, or will soon learn, all listings aren’t worth having.

As for me, I initially listed every property that I could; vacant land, single family homes, condo’s, triplexes, mobile home parks, mobile homes, homes in top notch condition, fixer uppers, whatever.

And I got to feeling pretty darn good (and just a little smug) as my listing portfolio grew to more listings than I could manage.

So, I first hired a part time clerk/assistant to help me market my listings, then took on a newly licensed salesperson as a partner and split the listing fees 50/50. Pretty soon my listing system was humming and I was averaging 1-2 listings a week.

I then had an army of agents working for me day and night, as almost all of my listings were in the Multiple Listing System. Working to get me paid, even when I was chaperoning field trips, getting a haircut, or just taking a day off!

That’s what a good real estate listing system can do for you!

So, if you don’t have a good listing system you should get one. After all, if real estate listings are the lifeblood of the industry then how successful can you be without them?

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Lanard Perry

Buying a luxury home is like dream come true if the buyer has the right budget to make the investment. Not only it promises a great future investment but if it is being purchased by an end user then it turns out to be a delightful experience. Buyers who are interested in such properties must know how to select the right kind of luxury home as there are certain tips and tricks that help in the rightful selection. Not every luxury home that is on sale is the right kind. The know-how of the whole buying process helps a home buyer to strike a good deal. This article details the factors that one must keep in mind when buying a luxury property or home.

1. Know the search process

Luxury properties have a niche market and they may not target just everyone looking to buy a home. It is therefore important to know that not every luxury home available for sale will be listed online. The website of the seller or realtor usually contains the first-hand information related to such properties. Other than online, real estate brokers or consultants who specialize in selling luxury homes know the offerings inside out which is helpful for a buyer to make a wise selection.

2. Do not make the decision based on photos

Photos of luxury homes available online or shared by the realtor might not do justice to the property or may give a false picture of the current condition of the property. Thus it is important to see such properties in person. Also, a good amount of money is involved; homebuyers must ensure that they are being offered a value for money home deal.

3. Get assistance from a local expert

A good real estate agent can solve a whole lot of things for you in your pursuit of buying a luxury home. His/her awareness of the property, location and investment trends is useful for any buyer.

4. A second opinion is important

In case you decide to make a visit to a luxury home that you feel interested in buying, take along a friend or family member whose opinion really matters to you. Sometimes, it is better to understand the pros and cons of a property from other’s perspective. Maybe they will take a note of what you will miss and it eventually helps you in making a more informed decision.

5. Try to negotiate

There is always a chance to negotiate the price with seller even if it falls in the luxury category. For obvious, people buying luxury homes have a good budget but still, it must be kept in mind that little savings at the time of deal are going to help you in future.

6. A Future Perspective

Does the luxury property that you have decided to invest in comes with advantages that you will be able to reap in future? Is it going to be a home that will in increasing its value over a period of time? What kind of infrastructure is planned around its vicinity? Some questions like these must have positive answers for them to make it an ideal investment.

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Neelanshi Srivastava

Trying to boost your real estate sales and profits while saving your resources can be a delicate balancing act. Between maintaining current levels of turn-around, trying to minimize loss, as well as maximizing your profitability, it may seem counter intuitive to begin considering pouring resources into a new strategy. Real estate advertising may look like a gamble when things have stagnated, but great amazing marketing and the knowledge of professional business consultants can be just the boost you need to revitalize your real estate business. Here are some tips on how to buy real estate advertising even when money is tight.

1. Know your marketing needs.

When you are shopping around for the perfect consulting firm to help you with your advertising it is important to know what your needs are. The more specific you can be with the needs of your business, the more fine-tuned the proposals and solutions will be during your consultations. Once you have some great strategic marketing proposals to consider, you can begin looking honestly at your particular needs and assess the potential in each accurately. Knowledge is power, and the power to differentiate from useful information and rubbish will save you money in the end.

2. Go with consultants who have great insight.

Are the marketing proposals you are being pitched boring? Do they seem outdated? Make sure your real estate advertising is targeted to your clients and is innovative, cutting-edge, and overall nothing short of brilliant. You want to be wowed by the insight and expertise of the professionals you are paying to bring your marketing and brand up to date with the current climate of your target clients. In some instances this requires completely fresh perspectives and total overhaul. More often than not, it requires experience and wisdom in executing marketing campaigns with minor tweaks in your overall message.

3. Make sure you brand is fine tuned.

You should be seeing opportunities to tweak every aspect of your advertising from messaging to branding. Your brand is the root of all your business value. Even in real estate, a simple and easy to recognize brand can convey the essence of what it is exactly you are selling them. For example, are you offering a particular style of housing? Luxury, family homes, etc., or are you offering a way of life such as retirement homes or easy living. Having a strong brand adds value and increases your profitability while conveying the deeper meaning and worth of your unique niche. Find professionals who can hone in on your uniqueness and fine tune your brand.

4. Use data and analytics

Advertising can be a very cerebral field of work. Thinking about every nuance of your business needs and trying to market to the perfect client base can become mind numbing without a proper grip on perspective. Using data and analytics to check and assess the level of success of your advertising campaign is a great way to get an accurate feel for what is working and what is not saving you money. End unsuccessful tactics immediately and move onto other ideas by looking objectively at data and analytics provided by your advertising agency.

Hiring the right consulting firm and advertising agency can be the difference between stagnation and revitalizing your business. The next time you are in need of a real estate advertising reboot, make sure to follow these money-saving tips.

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Christopher Rivera

Houses for sale will receive more offers when an open house is staged correctly. The reason that this works so well is that clearing out the homeowners personal things potential buyers can see their things in the houses for sale easier. To stage a correct open house and receive more offers for the home, there are steps that you must take.

Step one

Look at your home with a buyer’s eye and see what turns you off about the home that can be fixed for a small amount of money and little time. One thing that is an easy fix it change unattractive paint colors. It is best if you choose neutral colors or some shade of white. This makes it easier for a potential buyer to picture the walls done in their favorite colors.

Step two

Once you have any paint issues taken care of look at any fixes that need to be dome to the outdated or dated areas of your home. For example, in the kitchen the cabinets can be updated by just changing the hardware. If they have been painted and the paint is peeling, you should scrape the paint off and either paint them again or varnish them. Although it could be expensive and time consuming if the floor is tile or linoleum and it is stained or cracking you should replace it. No potential buyer wants to walk into a room and see stained, cracked flooring. This goes for the bathroom also. In the bathroom, make sure that if there is tiling around the tub or the shower you need to make sure it is clean, mildew, and mold free. You also need to make sure that the carpet is clean and odor and stain free.

Step three

Many houses for sale have small repairs that will need to be repaired before hosting an open house. Take time to check out every room for any repairs such as loose floorboards, a missing railing on the staircases, cracks in the walls, electrical sockets that do not work, or burnt out lights.

Step four

Rent storage unit and move personal accessories and unneeded furniture to the unit. This can include small or large pieces of furniture that does not need to be in the home, personal collections, and family photos. You can make the rooms look more spacious if you keep the furnishings down to the basics. Make sure that every room serves a purpose like a family room, bedroom, etc. You can add accent pieces but not more than is necessary. These pieces can include plants, artwork, and pottery. Make sure that the lawn is mowed.

Following these tips for a successful open house will get more offers on houses for sale.

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Lora Davis